Mortgage Making Sense since 1932

"Celebrating 80 Years of Excellence in Mortgage Lending!"

Learn More!

Experience Matters

Military Commitment

We strive to show our deep gratitude and appreciation to military heroes and their families.

Our Clients Say

We look forward to earning your business and adding you to our growing collection of happy customers!

Work With The Best

If you are a top producer, you won't be alone. If you aspire to be one, we'll help you get there.

Loan Programs

We offer a variety of loan programs and promise to do our very best to satify your needs.

Visit Our Blog

Read our Corporate Blog to learn more about the mortgage industry and what we can offer to you.

In The Media

We are voted the #9 best places to work in Phoenix!

Meet The Executive Team

R. Michael Groff

CEO / President

Michael was born and raised in the Midwest. He attributes his father and the environment in which he was raised for his work ethic and family values. It was here that he also developed his passion for the outdoors. He began his career in the finance industry in 1989 after graduating from the University of Northern Iowa. The Mortgage business is in his blood.

Michael is married to Nikki Groff who is also in the Mortgage business Nikki has managed mortgage branches, been a top producer as well as a nationally recognized speaker on loan productions and mortgage production systems. It is no wonder that there 5 children (4 girls and the youngest a boy) all speak “mortgage”. They range in age from college students to junior high.

Jim Volk


Jim was born and raised in Cheyenne, Wyoming. After graduating from the University of Wyoming in 1963, he joined the company in August of that year as the first member of the third generation of the Wallick and Volk family. At that time, the company had six employees and three real estate agents. In the ensuing decades, the company substantially expanded its loan origination, mortgage servicing, real estate, and insurance divisions. The insurance and mortgage servicing divisions were sold in the 1990's and the real estate division in 2005. Jim became president in 1980 after the untimely death of his father, Roy Volk. Part of his activities have included numerous real estate developments, including both residential and commercial projects. He continues to maintain his Real Estate Brokers license.

Today, Jim has the title of CEO/Chairman after Michael Groff's promotion to President in November, 2005. Jim continues to be active in the management of Wallick & Volk.

Dave Heuermann

Senior Vice President

Dave Heuermann started his mortgage banking career as a loan officer in 1985 with Sun State Savings in Phoenix. He has originated retail mortgages as a banker and as a broker, managed retail mortgage branches for mortgage bankers and a commercial bank, and at all levels of management. Dave started a privately held mortgage banking company that provided lending services throughout the southwest through its 11 branches and its wholesale channel. Dave sold this company at the top of the market in 2005.

Dave is Past-President of the Arizona Mortgage Lenders Assoc. and has served on multiple bank and Realtor association boards.

Dave is proud of the elite nature of the Wallick & Volk team and has enjoyed participating in the success experienced here since he joined them in 2007.

Mortgage 101

Loan Process
Mortgage Rates
Approval Process
Credit Score
Qualifying Checklist